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CPP Retirement Calculator 2025
Estimate your CPP pension and compare starting at different ages.
CPP Retirement Assistant
Plan your CPP pension
Plan your CPP retirement
Tell me when you want to start CPP and your contribution history to estimate your pension.
Your CPP Estimate
$1,433/mo
$17,196/year
Compare Ages
Age 60-36%
$917/moAge 65Standard
$1,433/moAge 70+42%
$2,035/moTotal by Age
StartBy 85By 90
60$275,136$330,163
65$343,920$429,900
70$366,275$488,366
When to Start CPP?
- 60: Need income now or health concerns
- 65: Balanced approach
- 70: Can wait & expect long life
How CPP Retirement Benefits Work
You can start CPP as early as 60 or as late as 70. Starting early permanently reduces your benefit by 0.6% per month. Delaying increases it by 0.7% per month after 65.
Disclaimer: This calculator provides estimates only. Check your CPP Statement on My Service Canada Account for accurate figures.