Canadian Income Tax Calculator 2025
Calculate your federal and provincial income tax, marginal rate, and take-home pay.
Your Information
2025 Tax Brackets
Federal:
- 14.50% on $0 - $57,375
- 20.50% on $57,375 - $114,750
- 26.00% on $114,750 - $177,882
- 29.00% on $177,882 - $253,414
- 33.00% on $253,414+
Ontario:
- 5.05% on $0 - $52,886
- 9.15% on $52,886 - $105,775
- 11.16% on $105,775 - $150,000
- 12.16% on $150,000 - $220,000
- 13.16% on $220,000+
Enter your income to see your tax breakdown
How Canadian Income Tax Works
Canada uses a progressive tax system where higher income is taxed at higher rates. You pay federal tax plus provincial/territorial tax based on where you live on December 31st of the tax year.
Basic Personal Amount (BPA)
The Basic Personal Amount is a non-refundable tax credit that every Canadian can claim. For 2025, the federal BPA is $16,129. Provincial BPAs vary—Ontario's BPA is $12,747.
CPP and EI
In addition to income tax, most employees pay Canada Pension Plan (CPP) contributions (5.95% up to $4,034.1 max) and Employment Insurance (EI) premiums (1.66% up to $1,077.48 max).
Disclaimer: This calculator provides estimates for general guidance only. Your actual tax situation may vary based on deductions, credits, and other factors. Consult a tax professional for personalized advice.
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