Updated for 2025 Tax Year

Tax Calculators

Free, accurate calculators for Canadian taxes. Plan smarter with tools designed to help you save more.

Tax Essentials

Core calculators for income tax and refund estimates

Calculate your federal and provincial income tax for 2025.

See your marginal tax rate for every income bracket.

Estimate if you'll get a refund or owe money.

Maximize your registered account benefits

Calculate your RRSP contribution room and tax savings.

Compare which account is better for your situation.

Calculate your total TFSA contribution room.

See how much tax is withheld on RRSP withdrawals.

Track your Home Buyers' Plan repayment schedule.

Capital gains, dividends, and rental income

Calculate tax on investment gains (50% inclusion rate).

Calculate tax on eligible and non-eligible dividends.

Calculate tax and cash flow on rental income.

Tools for first-time home buyers

First Home Savings Account contribution and tax savings.

For entrepreneurs and business owners

Calculate CPP and tax for self-employed income.

Compare paying yourself salary vs dividends.

CPP, OAS, and pension optimization

Estimate your CPP pension at different start ages.

Calculate OAS clawback based on your income.

All calculators use official 2025 CRA tax rates. For informational purposes only.