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HBP Repayment Calculator 2025
Track your Home Buyers' Plan repayments and see your required RRSP contributions.
HBP Repayment Assistant
Track your Home Buyers' Plan
Track your HBP repayments
Tell me about your HBP withdrawal and I'll calculate your required repayments.
No schedule yet
Tell me about your HBP withdrawal
HBP Rules
- Max: $60,000
- 15 year repayment period
- Starts 2 years after withdrawal
Understanding the Home Buyers' Plan (HBP)
The HBP allows first-time home buyers to withdraw up to $60,000 from their RRSPs tax-free. You must repay the amount over 15 years.
Tip: Miss a payment? The amount is added to your taxable income for that year.