Self-Employment Tax Calculator 2025
Calculate your income tax and CPP contributions as a self-employed Canadian.
Business Income
Office, supplies, travel, professional fees, etc.
For maternity, parental, sickness, compassionate care benefits
2025 Self-Employment Rates
Enter your business income to calculate taxes
Self-Employment CPP Notes
- You pay both the employee and employer portions (11.90% total in 2025)
- Half of your CPP contribution is deductible from income
- The other half provides a 15% non-refundable tax credit
- EI is optional but gives access to special benefits
Self-Employment Taxes in Canada
As a self-employed individual in Canada, you're responsible for paying both the employee and employer portions of CPP contributions—a total of 11.90%. This is in addition to federal and provincial income tax.
CPP for Self-Employed (2025)
The maximum CPP contribution for self-employed individuals is $8,068. If your income exceeds $71,300, you also pay CPP2 contributions of 8.00% up to $81,200, with a maximum of $792.
EI for Self-Employed
Unlike employees, self-employed individuals don't have to pay EI. However, you can opt in to the EI special benefits program to receive maternity, parental, sickness, and compassionate care benefits. You only pay the employee portion.
Disclaimer: This calculator provides estimates. Your actual tax may vary based on other income sources, deductions, and credits. Consider consulting a tax professional.